Mortgage Calculator

Calculate your monthly mortgage payment, total interest, and more.

Understanding Your Mortgage

Your monthly mortgage payment includes principal and interest. Actual payments may also include property taxes, homeowners insurance, and PMI if your down payment is less than 20%.

15-Year vs 30-Year Mortgage

  • 15-year: Higher monthly payments but much less total interest
  • 30-year: Lower monthly payments but more interest over time